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why us
Because we will give you the best rate!

In the past there were many loan programs. Good loan consultants helped choose a loan that best fit their clients' needs. Today, many loan programs have vanished. Also, because of risk, fixed loans are most in demand. Less programs and fixed loan popularity means less consulting. So before you go with the company that preaches great service, take a look at our great rates. Great service today is getting loans approved. Our site reflects how we do business. We have nothing to hide. You can get live rates without giving any personal information.
Thanks for visiting,
Chad Banken
Mortgage Tools & Info
testimonials
“I have hired Chad three times to refinance my mortgage since 2003; each time dropping my interest rate with very low or no closing costs. Chad consistently provides the best rates available. Do not waste your money and refinance with the big banks; Chad's rates are always lower. I have provided Chad as a source for mortgage refinancing to several of my friends and colleagues with positive results for all. Chad is reliable and trustworthy and I have never had any issues at closing. I definitely recommend Chad as a great source if you are looking for a new mortgage or refinance.”
March 11, 2011
Top qualities: Great Results, Good Value, Integrity
Michael S.
“I have worked with Chad on a few different occasions and he has always done great work. He has a wealth of knowledge about the mortgage industry. I also like his straight forward approach to the cost of closing a mortgage.”
March 5, 2011
Top qualities: Great Results, Expert, Good Value
Jeremy E.
“I have used Chad's services twice so far and have been very happy with the experience. He had the best rates that were available. He absolutely knows the mortgage business. He provides clear and comprehensive list of options that you can choose from, according to your needs and goals. I have asked him numerous questions and he always gave me his honest opinion on what might be the best option for me. If you are looking for a mortgage broker, I highly recommend Chad's services.”
February 28, 2011
Top qualities: Great Results, Expert, On Time
Vsu S.