** Today's Rates! **
Here are today's rates for 8/28/08. See below for customization directions, as there will be slight modifications for higher or lower loan amounts, credit scores, loan-to-value, etc.
| $250,000 |
Mortgage Amount |
|
|
|
|
|
|
|
|
|
|
|
|
30 year mortgage |
|
|
|
Base |
Discount |
Total |
Principal |
Annual |
| Fixed |
Closing |
Points OR |
Net |
& Interest |
Percentage |
| Rate |
Costs |
Credits |
Costs |
Payment |
Rate (APR) |
| 5.250% |
|
|
|
|
|
| 5.375% |
|
|
|
|
|
| 5.500% |
|
|
|
|
|
| 5.625% |
|
|
|
|
|
|
5.750%
|
$3,005
|
$6,405
|
9,410
|
$1,459
|
6.043%
|
|
5.875%
|
$3,005
|
$4,625
|
7,630
|
$1,479
|
6.101%
|
|
6.000%
|
$3,005
|
$3,462
|
6,467
|
$1,499
|
6.183%
|
|
6.125%
|
$3,005
|
$2,400
|
5,405
|
$1,519
|
6.269%
|
|
6.250%
|
$3,005
|
$695
|
3,700
|
$1,539
|
6.329%
|
|
6.375%
|
$3,005
|
-$842
|
2,163
|
$1,560
|
6.395%
|
|
6.500%
|
$3,005
|
-$1,910
|
1,095
|
$1,580
|
6.480%
|
|
6.625%
|
$3,005
|
-$2,842
|
163
|
$1,601
|
6.569%
|
|
6.750%
|
$3,005
|
-$3,832
|
(827)
|
$1,621
|
6.655%
|
|
6.875%
|
$3,005
|
$0
|
3,005
|
$1,642
|
6.930%
|
|
7.000%
|
$3,005
|
$0
|
3,005
|
$1,663
|
7.055%
|
|
7.125%
|
$3,005
|
$0
|
3,005
|
$1,684
|
7.180%
|
|
7.250%
|
$3,005
|
$0
|
0
|
$1,705
|
7.306%
|
|
|
|
|
|
|
| |
|
Base recommended 30 year rate |
|
|
|
|
|
|
|
|
|
|
15 year mortgage |
|
|
|
Base |
Discount |
Total |
Principal |
Annual |
|
Closing |
Points OR |
Net |
& Interest |
Percentage |
|
Costs |
Credits |
Costs |
Payment |
Rate (APR) |
|
5.250%
|
$3,005
|
$6,695
|
9,700
|
$2,010
|
5.564%
|
|
5.375%
|
$3,005
|
$4,930
|
7,935
|
$2,026
|
5.579%
|
|
5.500%
|
$3,005
|
$3,900
|
6,905
|
$2,043
|
5.641%
|
|
5.625%
|
$3,005
|
$2,965
|
5,970
|
$2,059
|
5.708%
|
|
5.750%
|
$3,005
|
$1,845
|
4,850
|
$2,076
|
5.763%
|
|
5.875%
|
$3,005
|
$318
|
3,323
|
$2,093
|
5.794%
|
|
6.000%
|
$3,005
|
-$555
|
2,450
|
$2,110
|
5.864%
|
|
6.125%
|
$3,005
|
-$1,313
|
1,693
|
$2,127
|
5.942%
|
|
6.250%
|
$3,005
|
-$1,903
|
1,102
|
$2,144
|
6.030%
|
|
6.375%
|
$3,005
|
-$3,210
|
(205)
|
$2,161
|
6.074%
|
|
6.500%
|
$3,005
|
-$3,563
|
(558)
|
$2,178
|
6.176%
|
|
6.625%
|
$3,005
|
$0
|
3,005
|
$2,195
|
6.522%
|
|
6.750%
|
$3,005
|
$0
|
3,005
|
$2,212
|
6.647%
|
|
6.875%
|
$3,005
|
$0
|
3,005
|
$2,230
|
6.772%
|
|
7.000%
|
$3,005
|
$0
|
3,005
|
$2,247
|
6.896%
|
|
7.125%
|
$3,005
|
$0
|
0
|
$2,265
|
7.021%
|
|
7.250%
|
$3,005
|
$0
|
0
|
$2,282
|
7.146%
|
|
|
|
|
|
|
| |
|
Base recommended 15 year rate |
|
| Based on 30 day rate lock. Must meet FNMA/FHLMC guidelines for credit, down payment and loan to value requirements. |
|
| Rates subject to change without notice. Current rates above assume owner-occupied, refinance, up to 80% loan to value |
|
| (70% for cash out refinance), with lender escrowing for taxes and insurance. Costs above do not include ongoing monthly |
| expenses (interest, property taxes, various insurances, association dues, etc). Purchase transactions may be $150 more |
|
| or less (due to less buyer fees but higher title insurance costs). Add approximately $100 for properties valued at more than $400,000 |
| Add approximately $100 for each additional payoff or subordination of additional mortgages. |
|
